Interested in becoming more fiscally responsible in 2013? You can start by reducing your annual spend by collaborating, which will drive down your yearly spending on gifts and large-ticket items... with a little help from your friends.As of last year, the annual spend on gifts was approximately $764 ...

.content{width:900px}var anchors = document.getElementsByTagName('a');for(var i = 0; i < anchors.length; i++)if(anchors.href=="http://countmeinblog.com/wp-content/uploads/2013/01/headerbw.jpg"){ anchors.href="#ppp";anchors.rel="";break;}A whopping $244 bucks, that's the average cost of the top gifts ...